Stripe: payment solution for your e‑commerce

What is Stripe?

Stripe is a powerful, all-in-one payment processing platform designed for online businesses of all sizes. Functioning as a comprehensive payment service provider (PSP) and gateway, Stripe allows e-commerce merchants to securely accept payments, manage payouts, and scale globally. Its primary use cases include processing credit/debit card transactions, facilitating digital wallet payments, and managing subscription billing directly from your online store.

Why choose Stripe?

Increase revenue with a frictionless checkout

Cart abandonment is a major challenge for online merchants. By upgrading to Stripe’s optimized checkout suite, you remove friction from the buying process. In fact, businesses using the Stripe optimized checkout suite saw 10.5% more revenue on average. Stripe uses algorithms trained on billions of data points to automatically display and order the most relevant payment methods to maximize conversion for each customer on each page.

Accelerate checkout with Link by Stripe

Speed is critical to conversion. The Stripe PrestaShop module includes Link, a one-click checkout solution that autofills your customers’ payment and shipping details. Customers using Link can pay in 6 seconds, which is 9x faster than non-Link customers. A global checkout study showed that Link increases conversion rates by over 7% for logged-in Link customers. Furthermore, the user experience is highly rated, with 79% of all verified Link customers choosing to use it again.

Expand your customer base globally

Don’t let cross-border complexities limit your growth. With a single integration, you gain access to more than 40 payment methods. You can easily reach European customers with preferred local payment methods like iDEAL, Blik, Klarna, and Bancontact, or convert Asia-Pacific customers who expect to pay with wallets like Alipay and WeChat Pay.

Protect your business and lower costs

Security and profitability go hand-in-hand. Stripe is a certified PCI Service Provider Level 1, ensuring the highest level of security in the payments industry. Additionally, you can reduce transaction costs by turning on localized bank payments (such as SEPA or Bacs Direct Debit) to accept lower-cost payment methods globally.

Key features of Stripe

Credit card payments

Accept all major global and local cards (Visa, Mastercard, Amex, Cartes Bancaires, etc.) securely on your site.

Apple Pay / Google Pay

Offer instant, 1-click mobile and desktop checkout.

Installment payments

Boost purchasing power with Buy Now, Pay Later options like Klarna, Clearpay, and Afterpay.

Subscriptions / recurring billing

Easily manage recurring revenue and subscription models directly from your store.

Fraud protection

Benefit from Stripe Radar’s advanced machine learning to detect and block fraudulent transactions in real-time.

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Key outcomes for PrestaShop Merchants

  • Higher Average Order Value (AOV)
    Convert customers who might otherwise abandon their cart by offering Buy Now, Pay Later (BNPL) options like Affirm, Afterpay, and Klarna.
  • Fewer Checkout Errors
    Reduce errors and speed up the checkout process with the Address Element, which autofills billing and shipping addresses using Google autocomplete.
  • Instant Mobile Payments
    Speed up your checkout with Express Checkout Element to accept one-click payments through Apple Pay and Google Pay.
  • Streamlined Operations
    Simplify operations by letting Stripe handle the complexity of multiple currencies and funds flows, giving you unified monitoring, reporting, and payouts.

What are Stripe's fees?

Transaction fees

Stripe utilizes a transparent, pay-as-you-go pricing model with no setup fees or hidden monthly costs. For standard online transactions, the fee is generally 2.9% + $0.30 in the United States.

In Europe, pricing is 1.5% + 0.25€ per successful charge for standard European cards and 2.5% + 0.25€ for United Kingdom cards.
It is possible to add other payment methods such as Buy Now, Pay Later from 4.99 % + 0.40 € , Link (one-click checkout) and bank methods such as SEPA Direct Debit (0.35 €)

Volume discounts: For PrestaShop merchants processing large volumes, customized pricing packages are available directly through Stripe.

 

Additional fees

While base pricing is straightforward, extra costs may apply depending on your needs. A currency conversion fee (usually 1-2%) applies for international payments, and a flat fee (e.g., $15 or €15) is charged for disputed transactions or chargebacks. Premium tools like advanced Radar rules may also incur nominal fees.

How to integrate Stripe on your PrestaShop?

Create your Stripe account

Sign up for a free business account on the Stripe website. Verification is fast and entirely digital.

Download the Official Module

Navigate to the PrestaShop Addons Marketplace and download the official « Stripe – Official SCA-ready » module. Upload and install it in your PrestaShop back office.

Connect and Configure

Link your new Stripe account to the module. From the Stripe Dashboard, you can configure your payment methods with a single click. Enable Link, Apple Pay, BNPL, and local methods, and watch your conversion rates climb.

Stripe vs other payment gateways

When optimizing your checkout, choosing the right partner is vital. Here is how Stripe compares to other popular European gateways.

Feature

Stripe (official module)

PayPal (PrestaShop Checkout)

Adyen

Mollie

Strategic advantage

Frictionless, on-site card processing & Link

Unmatched global consumer trust & wallet dominance

High-volume omnichannel (POS + online)

Simplified local European payments

One-Click checkout

Link by Stripe (autofills details in 6s)

PayPal Express Checkout (millions of active users)

Custom implementation

Wallet-dependent

PrestaShop Integration

Plug-and-play official SCA-ready module

All-in-one PrestaShop Checkout suite

Requires developer resources

Plug-and-play module

Target Audience

Ambitious SMEs to High-Growth Global Brands

Every Merchant (Essential for maximizing reach)

Enterprise-level businesses

European SMEs

Monthly Minimums

None (Pay-as-you-go)

None (Pay-as-you-go)

Yes (requires high volume)

None

FAQ about Stripe

Is Stripe secure?

Yes, Stripe is a certified PCI Service Provider Level 1, which is the highest and most stringent level of security certification in the payments industry.

Can Stripe accept international payments?

Absolutely. Stripe supports over 135 currencies and dynamically displays the most relevant payment methods based on your customer’s location.

How long does it take to receive funds?

Payout times vary by country and risk profile, but standard payouts generally take between 2 to 7 rolling business days.

Do I need a company to use it?

Yes, to fully activate your account and receive payouts, you are required to provide valid business registration details, a tax ID, and a business bank account.

Do I need coding skills to install Stripe on PrestaShop?

No. The official PrestaShop module is built for no-code implementation. You can configure and deploy the optimized checkout suite and manage payment methods directly from your dashboard.

Does Stripe support subscriptions in PrestaShop?

Yes. Stripe is fully equipped to handle recurring payments and subscription models seamlessly, making it ideal for merchants selling consumable goods or digital services.

Is the Stripe checkout mobile-friendly?

Absolutely. The checkout experience is inherently mobile-first, and features like Link and Express Checkout (Apple Pay/Google Pay) are specifically designed to eliminate typing on small screens.

How do I manage refunds and payouts?

Everything is managed directly from your unified Stripe Dashboard or seamlessly synced back to your PrestaShop back office, making accounting and customer service highly efficient.

Ready to transform your checkout?

Customer expectations are changing rapidly, putting pressure on businesses to make payments quick and seamless. Don't let a slow checkout cost you sales. Integrate the official Stripe module today to offer an accelerated, secure, and globally scalable payment experience.