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Merchant Account problem


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Hi all

I have applied for a Paypal merchant account, but got an email to say that I had been declined due to my adverse credit history (I have no ccj's etc etc). This (adverse credit), was due to me loosing my job, thus decideing to set up in business.

2 questions.

1. If im paying in advance, why decline?
2. Are there any other merchant accounts that do not do credit checks?


Otherwise I am stuck with sending my customer off site for payment and I am unable to accept mail order by card.

Thanks in advance for any help

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As far as i know, paypal are the least strict when it comes to these things.

I they reject you, than you are in trouble...

You can try FirstData in the US, or other smaller companies that are trying to get more business, but there may not be a module for them in Prestashop.

I have created a module for FirstData, and i think they are not very strict when it comes to signups, so i would give them a shot.

Good luck..

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