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I am not clear if you are talking about orders emailed to you or the customer or at what point the pay and how.

There are different paument modules in presthsop including

Bank Wire v0.4 - Accept payments by bank wire
Cash on delivery - Accept cash on delivery payments

These might be what you need

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so will he call the customers to take there creidut card detauils over the phone or do you plan to store these card details from the customer at checkout (in the database)

I would worry about storing credit card details and you will need to check legislation for your country and defo need SSL

If you are calling the customer to do card details over the phone, I guess you could use one of the payment modules such as bank wire . If the client chooses this payment mode, the order will change its status into a 'Waiting for payment' status. So you will need to manually confirm the order as soon as you receive a wire or have collected payment .. but you could change some of the text to say "you will call to obtain payment details".

However, I have not used module is this way - so it may need a bit of tweeking to achieve everything you want

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